IRMAA is based on your tax return from 2 years ago.
Only applies to Original Medicare
Original Medicare
Estimated monthly premium
$232
Per month
Estimated annual out-of-pocket
$2,533
Beyond premiums
Monthly breakdown
- Part B premium
- $185
- Part D premium
- $47
Ready for a real quote based on your ZIP code and doctors?
Call 1-877-443-3251 for free, no-obligation helpEstimates use 2025 CMS standard amounts. Your actual costs depend on plan selection, location, and health needs. IRMAA brackets shown are for individual filers.